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Which Is Best: PPO, HMO, or Dental Membership Plan?

Green piggy bank for a post about saving money with dental insurance or an in-office membership plan

At North River Dental Care, our mission is to provide high-quality, affordable dental care to patients throughout the Fredericksburg area. In this blog post, we compare PPO vs. HMO dental insurance. And for those interested in foregoing traditional dental insurance, we discuss the benefits of enrolling in our in-office dental membership plan.

Dental Insurance: PPO vs. HMO

While dental PPO plans usually have higher out-of-pocket costs than their HMO counterparts, they offer patients more flexibility in selecting dentists or dental specialists without needing a referral from your primary dentist. Some plans even offer reimbursement for out-of-network dentists. In exchange for that flexibility, you will have a higher premium and may be required ...

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